Choose Your Plan

Based on our experience in the processing and financial services industries, we have developed multiple processing options to meet your unique needs. With our variety of plans, you can choose the level of involvement that meets the philosophy of your organization.

Full Partnership Program

This program allows you to offer business customers a complete package of financial services including credit, debit and check transaction processing. Your relationship with IPayment Protected gives you the ability to offer a full-service merchant processing program that is customized to your merchant’s needs, creates loyal bank customers, is competitive, provides ongoing fee-based revenue and drives bank deposit business. IPayment Protected will educate and train bank staff, thus giving banks the opportunity to run their own turnkey program with iPayment providing access to a 24 hours a day, seven days a week customer service hotline, terminal help desk, marketing materials, equipment deployment, merchant training and activation, online transaction information, as well as referral updates and reporting. The program is designed as a low-risk solution where we provide all of the back-office support including credit underwriting and assumption of liability and other associated risk factors.

Benefits of Bank Partnership Program

• Increase earnings from ongoing revenues
• Grow deposits
• Build customer loyalty through increased services for your merchants
• Reduce cost; we assume expenses, merchant liability (including fraud and chargebacks) and operational responsibility for the back-office support functions (customer service, help desk, etc.)
• Create alliances that bring mutually beneficial sales, service, products, branding, distribution and pricing to your merchant businesses
• Cross-sales opportunities

Referral Program

If you are understaffed and do not want to participate in the education and training provided by IPayment Protected, or if you are not comfortable with the intricacies of risk management within the processing industry then the referral program is program for you. With this program, a financial institution does not have the liability, or other associated risk factors, because we take on all tasks and responsibilities. You also do not have to commit to training. Your institution simply refers potential merchants and we handle the pricing, selling, reprogramming, and all other activities associated with this merchant. You still get the benefit of providing value-added services to your clients along with the piece of mind that you have referred your business customer to one of the most stable and trusted providers of credit and debit card-based payment processing services in the United States.

Benefits of Referral Bank Program

• Receive a referral fee for each approved referred account
• Receive cash advance fee income for branch transactions
• Receive a monthly residual payment for your referred merchants’ processed sales
• Support industry-related processing applications including retail, restaurant, hotel/car rental, purchasing card, business-to-business, mail/telephone order and eCommerce
• Access customer service and point-of-sale help for your merchants 24 hours a day, seven days a week

Your bank already gives to charities and is highly involved in the community; why not use a portion (or all) of the money generated from merchant services to fund your favorite charity?

Through our Vice President’s (IPayment Protected) experience as an acute leukemia cancer survivor, IPayment Protected has also become committed to community involvement. Through our Community Dividend Program we will donate 5% off the top from the profit generated from our merchant services partnership with your bank to the charity of your choice. Your bank also donates 5% off the top – a total of 10% is donated.

With this program you can reduce, or completely do away with, the money you must budget each year for charities and community involvement while creating a program that empowers your bank, your customers and your participating merchants.

This program also serves as a powerful public relations and marketing tool. You can handout stickers and signs for merchants to post identifying them as participating in this program. Not only are you promoting the fact your bank is giving to charity, but you are also driving business to your merchants!

AND, let’s not forget, the charity of your choice benefits!

Benefits of Bank Partnership Program

• Fund your favorite charity or charities
• Powerful Public Relations and Marketing Tool
• Fosters Merchant and Community Involvement
• Builds Customer Loyalty
• Reduces cost; we share in the donation & you can reduce/do away with dollars budgeted
• Acts as an extra sales tool/benefit when promoting merchant services

Note: This partnership is only for banks that participate in our Full Partnership Program.

Partnership Program

IPayment Protected has partnerships with various businesses that are looking to better serve their customer-base. For example, When Cornerstone Telephone, which specializes in providing communication and networking solutions to businesses, wanted to increase the services they provide for their clients they partnered with us. Now they are able to offer business customers a complete package of financial services including credit, debit, check transaction processing, mobile phone processing, loyalty gift cards and more. Your relationship with IPayment Protected will give you the ability to offer a full-service merchant processing program that is customized to your client’s needs, creates loyal customers, is competitive and provides ongoing fee-based. IPayment Protected will educate and train your staff, thus giving you the opportunity to run your own turnkey program with iPayment providing access to a 24 hours a day, seven days a week customer service hotline, terminal help desk, marketing materials, equipment deployment, merchant training and activation, online transaction information, as well as referral updates and reporting. This program is designed as a low-risk solution where we provide all of the back-office support including credit underwriting and assumption of liability and other associated risk factors.

Referral Partnership Program

If you do not want to participate in the education and training provided by IPayment Protected, or if you are not comfortable with the intricacies of risk management within the processing industry, then the referral program is program for you. With this program you do not have the liability or other associated risk factors, because we take on all tasks and responsibilities. You also do not have to commit to training. You refer potential merchants and we handle the pricing, selling, reprogramming, and all other activities associated with the referred merchant. You still get the benefit of providing value-added services to your customers/clients along with the piece of mind that you have referred your customer to one of the most stable and trusted providers of credit and debit card-based payment processing services in the United States.

Businesses that Typically Benefit from a Partnership with Us

• Information Technology
• Marketing
• Mobile Phone Franchises
• Commercial Insurance
• Web/Internet Design and Marketing Firms
• Business Services
• Business Communication/Telephone

Partnership possibilities are limitless!

If you are in sales or another line of work in which you are already calling upon merchants on a regular basis why not maximize your time and business potential by partnering with us? Way not cross-sell and become your client’s “go-to” person when it comes to business solutions? Not only can you offer your clients your current products and services, but you will be able to offer them a complete package of financial services including credit, debit, check transaction processing, mobile phone processing, Internet/eCommerce, loyalty gift cards and more – ALL WHILE MAKING A MONTHLY RESIDUAL!

You do not have to participate in the education and training and you do not have the liability or other associated risk factors, because we take on all tasks and responsibilities. You simply refer potential merchants and we handle the pricing, selling, reprogramming, and all other activities associated with the referred merchant. You still get the benefit of providing value-added services to your friends, family, customers or clients along with the piece of mind that you have referred them to one of the most stable and trusted providers of credit and debit card-based payment processing services in the United States.