By understanding and addressing the unique needs of small and medium businesses, we continue to develop compelling offerings for prospective merchants. Among the services and capabilities we offer are rapid application response time, merchant application acceptance by fax or online submission, and, as always, superior customer service.
We specialize in offering restaurant, retail, and service businesses a unique funding solution. This is a fast, low-documentation merchant cash advance---even if your credit is less than perfect. We fund your business money for you to use without restriction and collect a small percentage of your daily transactions. You use the funds to build your business, and we collect from your growth.
We offer a full line of gift and loyalty cards to suit your needs. Gift cards serve to enhance brand awareness of your product while also being an excellent source of additional revenue for your company. Customized with your business name, these cards act as a constant reminder of your brand. Gift cards encourage repeat visits and are often a more convenient alternative to paper certificates.
Loyalty card programs offer the perfect solution for helping to retain your most loyal customers. Loyalty cards reward customers for their purchases, giving them a compelling reason to choose your business over another and keep coming back. They also allow you to track the purchaser’s behavior and capture a customer profile for use in market research.
Get paid on the spot from your mobile phone! This service is perfect for those who do business away from the store or office. Now you can get paid on the spot as soon as the job is done.
Mobile coupons are a smart, new way to build customer loyalty and increase sales. The growth in mobile phone use and text messaging is explosive. You can now reach your customers wherever they are, quickly and cost-effectively. Your existing customer would opt-in to a program that would enable them to receive valuable coupons and specials from your business.
This is a program that is designed for any emergency or home improvement purchase where your customer desires a 90-day payment plan. Now your customers doesn’t have to worry about an unexpected financial crisis. They sign up to four checks today, which are then deposited over the 90 days at 30-day intervals, but the merchant is given the whole amount on initial deposit.
Our check guarantee service allows merchants to accept checks from out-of town, or out-of-state customers and Canada without worrying if the check will return for insufficient funds. A check guarantee service is a simple and economical way for merchants to increase revenue at their business. The check is approved at the point of sale in seconds and can be electronically deposited into your business account, or safely deposited without fear of being returned for non-sufficient funds.
This process eliminates the need for merchants to go to the bank to deposit checks. You simply run the check through a scanner which converts the check into an electronic image. The captured image and data are transmitted for clearing and electronically deposited into your bank account.
The information provided in the Resource Center on this website is a portion of the IPayment Protected Merchant Agreement. This information is provided as a guideline for merchants on:
In addition to the information provided in the Merchant Services Guide, the Merchant Agreement as well as all statement messages and inserts, MAD report alerts, and miscellaneous mailings will provide information necessary for properly maintaining a merchant account. Please feel free to contact our Merchant Service Department at (866) 729-6369 for assistance on any topic regarding your merchant account.
Phone: (518) 573-2435
Email: Drew@ipayts.com
IPayment Protected
PO Box 381 Clifton Park, NY 12065
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